September 22, 2023
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When your 9-to-5 is not reducing it, money-making apps might help you set somewhat additional money in your pockets with minimal effort and even much less dedication.

There are a variety of various money-making apps to select from, from ones that pay you for purchasing on-line to ones that show you how to save with out even fascinated with it. Some allow you to earn extra cash whereas enjoying video games, whereas others supply an excellent platform for locating freelance and contract work on the facet. Level is, there’s one thing for everyone.

Listed below are 19 of our favourite money-making apps for no matter type of gig you are on the lookout for.

19 Finest Cash-Making Apps 2023

This listing consists of micro-investing apps, facet hustle apps, resale apps, financial savings and money again apps, gaming and survey apps, and health apps.

  • Acorns
  • Stash
  • Upwork
  • Fiverr
  • DoorDash
  • Instacart
  • TaskRabbit
  • Rover
  • OfferUp
  • Decluttr
  • Poshmark
  • Capital One Purchasing
  • Rakuten
  • Ibotta
  • Swagbucks
  • Survey Junkie
  • MyPoints
  • Sweatcoin
  • Evidation

Had been You On the lookout for Our Finest Funding Apps? 

Micro-Investing Apps

Micro-savings apps don’t assure that you simply’ll earn money, however they do show you how to discover some cash to take a position so you’ll be able to attempt to flip it into extra money. Acorns and Stash are two nice choices for saving and investing spare change.



  • Low funding minimal. You solely want $5 to begin investing with Acorns Make investments.
  • Automated investing. Spherical-Ups robotically put aside your spare change.
  • Extra accounts, extra advantages. Pair your Acorns Make investments account with an Acorns Checking account to make prompt Spherical-Ups and an Acorns Earn account to earn funding bonuses at collaborating retailers.


  • Subscription charges. There are three completely different Acorns plans: Acorns Private ($3 a month), Acorns Private Plus ($5 a month), and Acorns Premium ($9 a month).
  • Restricted investments. You’ll be able to’t select your investments and there are solely ETFs.
  • Earnings not assured. You by no means know what you’re going to get with investing, even the micro variety.

How one can receives a commission: With Acorns, you’ll be able to earn cash by investing in shares, bonds, or each. You’re not assured to earn money and doubtless received’t see development immediately. However in case you go away your portfolio alone, it’d develop and also you’ll have the chance to promote and money out.

Acorns was one of many first apps to assist folks make investments their spare change with round-ups, or by rounding up transactions to the closest greenback and investing the additional. For instance, in case you spent $14.84 on breakfast, the app would around the transaction as much as $15 and drop the additional $0.16 proper into your investing account. Now, the Acorns app permits you to do much more, however in case you’re simply on the lookout for a straightforward option to spend money on the background with cash you have already got (and doubtless received’t miss), an Acorns Make investments account is an effective option to do it.

With Acorns, you spend money on a portfolio of ETFs curated by consultants and the platform robotically rebalances and reinvests dividends for you. As a result of there’s solely a $5 minimal and Acorns is hands-off, this app is right for inexperienced persons. You can too earn cash with Acorns Earn with bonus provides from over 15,000 completely different manufacturers.

Learn our full evaluation.

>>> Discover out extra: The 6 Finest Apps Like Acorns



  • Low funding minimal. Get began with $0 in case you’re creating your individual portfolio or $5 in case you’re utilizing a Sensible Portfolio put collectively by consultants.
  • Sensible choice. Stash provides shares, ETFs, and crypto.
  • Automated investing. A Stash Sensible Portfolio robotically invests in ETFs for you.
  • Inventory-Again Card. The Stash Inventory-Again Card is a debit card that permits you to earn as much as 1% inventory for each transaction.


  • Subscription charges. Stash provides two completely different subscription plans: Stash Development ($3 a month) and Stash+ ($9 a month).
  • Earnings not assured. It’s possible you’ll earn cash in your investments, however it’s possible you’ll not.

The way you receives a commission: It’s possible you’ll earn cash with Stash in case your funding portfolio will increase in worth. You’ll be able to withdraw your earnings at any time.

Like Acorns, Stash is a micro-investing app that finds investable money for you by monitoring your transactions and robotically invests it. Stash provides shares, ETFs, and even crypto and allows you to both select particular person investments for your self or use a Sensible Portfolio to get the advantages of automated investing with hands-off diversification. You can too do a mixture of each if you wish to tweak an present portfolio.

Stash and Acorns supply most of the identical fundamental benefits and downsides however it’s possible you’ll select Stash over Acorns in order for you somewhat extra management over the way you’re investing, need entry to crypto, otherwise you desire an funding app that’s extra hands-on. The Stash Inventory-Again Card is a singular different to the common money rewards bank card in that 1) it’s a rewards-earning debit card and a pair of) the reward is inventory. You both earn inventory within the firm you’re purchasing with, if it’s a companion, or in an organization/ETF of your selection.

Learn our full evaluation.

Facet Hustle Apps

Upwork, Fiverr, Doordash, Instacart, Activity Rabbit, and Rover are money-making apps for these keen to place in additional time and work for bigger, extra constant payouts. These apps and web sites present distant freelance and contract work in addition to in-person jobs in your space.

In addition to being one other option to make some cash, facet hustle apps may also be nice stepping stones in case you’re seeking to transition into a distinct kind of job or flip a passion into one thing extra. Who is aware of, perhaps you ought to stop your day job.


Upwork logo


  • Work from anyplace. The overwhelming majority of Upwork jobs are 100% distant. 
  • Versatile. You’ll be able to take any tasks you need that match into your schedule.
  • Free. Aside from service charges once you full work, you received’t pay for an account.


  • Service charges. Upwork expenses service charges on all contracts equal to between 5% and 20% of earnings, relying on how a lot work you’ve finished for a shopper.
  • Want expertise. Many roles on Upwork require some quantity {of professional} expertise to qualify. You may be capable of scoop up some entry-level work with out it, however these pay a lot much less.

The way you receives a commission: It’s possible you’ll earn cash on Upwork on an hourly foundation, per undertaking, or per milestone (undertaking checkpoints). If per undertaking or milestone, you’ll flip in your work by the due date and obtain fee often inside two enterprise days. Hourly tasks use a weekly billing cycle. You’ll be able to see whether or not a job pays a set or hourly price within the description.

Upwork is a market the place freelancers can join with folks hiring for contract or part-time work. When you have a money-making ability and also you wish to begin utilizing it, Upwork might be the fitting app for you. This platform covers a variety of fields and specialties from inventive work like graphic design and writing to technical work like coding and information evaluation. There are such a lot of one-off and ongoing jobs to select from. 

The largest downside to Upwork is the charges. You’ll begin out paying 20% on all the pieces and solely scale back this to 10% or 5% after incomes $500 or extra for any given shopper. You’re additionally fairly reliant on shopper evaluations to attain higher-paying work, so you need to maintain at it and construct your portfolio if you wish to flip this into one thing extra worthwhile.

Learn more.

>>>Discover out extra: 9 Methods to Make Additional Cash From Residence


Fiverr logo


  • Work from anyplace. Fiverr is among the most well-known companies for locating WFH job alternatives.
  • Versatile. Work once you wish to work — for your self.
  • Free. You received’t pay any subscription or itemizing charges when becoming a member of Fiverr and it prices nothing to make use of the app.


  • Service charges. Fiverr will take 20% of all of your earnings to cowl promoting bills and allow you to use {the marketplace}.
  • Want expertise. To essentially make a reputation for your self on Fiverr, it is advisable put within the work to point out you realize what you’re doing and market your self properly.

The way you receives a commission: All Fiverr work is paid on a per-project foundation, so you’ll obtain fee after finishing an order. You’ll be able to switch funds to a PayPal account, checking account, or Fiverr Income Card.

Fiverr is one other freelance market that covers all kinds of companies from design and web site creation to voiceovers and translations. Fiverr differs from Upwork in that each one work is fixed-price and project-based quite than a mixture of this and hourly. So in case you simply wish to seize some work right here and there with out committing to monitoring hours, select this platform.

Like Upwork, Fiverr locations heavy emphasis in your shopper success. Your star ranking is on the high of your freelancer card and also you’ll be assigned certainly one of 4 ranges based mostly on what number of gigs you’ve accomplished and the way a lot you’ve earned. You begin at New Vendor when you’ve gotten lower than seven gigs lively and may work your approach as much as a High Rated Vendor in case you’ve accomplished a minimum of 100 orders. You won’t essentially make a fast buck with an app like this, however getting began might be a worthwhile funding.

Learn more.


Doordash logo


  • Versatile. You’ll be able to choose and select the deliveries you wish to make based mostly on which orders be just right for you.  
  • Simple approval. DoorDash doesn’t require a lot aside from an (insured) automobile that drives and a sound driver’s license to begin delivering.
  • A number of methods to receives a commission. You’ll earn cash from DoorDash for every supply and may earn suggestions from clients.


  • Tip dependent. Many DoorDash supply drivers rely upon suggestions for almost all of their earnings. There could also be instances when your pay doesn’t quantity to a lot.
  • No gasoline reimbursement. You’ll should issue the price of gasoline into your funds your self, as DoorDash doesn’t pay something for gasoline.
  • First come, first serve. DoorDash orders are assigned in a short time to drivers after a buyer schedules a supply, so that you’ll want to observe the app for alternatives when you’ve gotten time for work for a greater likelihood at getting those you need.

The way you receives a commission: You’ll earn a small base pay from DoorDash that’s based mostly on the supply length, demand, and distance. You might also earn suggestions from clients, however these are by no means assured. Funds are disbursed weekly.

When you have a good automobile and also you don’t thoughts driving – or a scooter and also you don’t thoughts scooting –, you may be capable of do the hungry folks of the world a service and ship them meals in alternate for cash by way of DoorDash. Ah, the gig economic system. To qualify to change into a DoorDash supply driver, it is advisable be a minimum of 18 years outdated, have a automobile or a motorcycle/scooter that will get round, and confirm your identification together with your driver’s license and SSN. 

You’ll be able to ship by yourself schedule, however you could have hassle discovering jobs in case you’re not checking the app on the proper instances. This varies a ton by space, so it’d take a short time to get into the swing of issues. The higher your buyer ranking, the higher your possibilities of qualifying for promotions. Do your finest to go above and past by speaking with clients about points and being pleasant, and also you’ll keep on DoorDash’s good facet. 

Learn more.


Instacart logo


  • Various kinds of consumers. Instacart provides each full-service shopper and in-store shopper gigs so you’ll be able to select the kind of gig you’re most serious about.
  • A number of methods to receives a commission. As a full-service shopper, you’ll earn money immediately from Instacart for every order you fulfill and maintain 100% of any suggestions you earn. As an in-store shopper, you’ll be paid hourly.
  • Versatile. Select the hours and days you’re employed.


  • Waitlist. Instacart isn’t all the time hiring, and it’s possible you’ll be positioned on a waitlist on your space in case you apply and discover out they don’t want consumers. In some cities, it may be powerful to get in.
  • No gasoline reimbursement. In the event you ship for Instacart, you’ll not earn extra to cowl your gasoline cash or automobile put on and tear.

The way you receives a commission: Instacart pays consumers weekly whether or not they present in-store purchasing companies or full-service purchasing. Full-service consumers earn per-order pay in addition to suggestions and in-store consumers earn hourly wages and select shifts.

For many who know their native grocery shops just like the again of their fingers, changing into a client and supply driver for Instacart is smart. Instacart operates in all 50 U.S. states in each type of place from small and mid-sized cities to metropolitan areas. You’ll select orders based mostly in your time, which shops you wish to go to, and what you are feeling like doing.

If you apply, you’ll put in your location and wait to see if it’s been accepted. If Instacart wants extra consumers in your space, you’ll seemingly be accredited. Full-service purchasing is the way in which to go for a facet hustle as a result of you’ll be able to select the roles you need and switch down those you don’t, plus it’s possible you’ll earn suggestions. In-store purchasing is paid hourly and requires you to take shifts. Whereas nonetheless versatile and with out minimums, this is a little more of a dedication. 

Learn more.


TaskRabbit logo


  • Versatile. You’ll be able to set your weekly availability and resolve which duties to do.
  • Set your individual charges. Hourly charges for Taskers range enormously relying on the kind of work, however you’ll be able to cost no matter you see match.
  • Many classes. TaskRabbit provides over 50 completely different classes to select from, together with area of interest abilities like babyproofing to extra normal assist like errands.
  • No service payment (for Taskers). Whereas TaskRabbit does cost a service payment for each activity, this doesn’t come out of your pay. As an alternative, the shoppers are liable for paying service charges on high of the value of a activity.


  • Utility payment. To change into a Tasker, you pay a nonrefundable $25 registration payment.
  • Restricted vary. TaskRabbit isn’t out there in every single place. This platform solely operates in main cities and really populated areas.

The way you receives a commission: You’ll earn an hourly price, set by you, for every activity you full. TaskRabbit will direct deposit your earnings proper into your checking account inside three to 5 enterprise days after a fee has been accredited. You’ll additionally maintain 100% of any suggestions you obtain.

TaskRabbit reveals duties folks need assistance with and provides you a platform for advertising and marketing your handiness. This facet hustle is extraordinarily versatile and numerous, with over 50 completely different activity classes to select from. These embrace cleansing, automobile washing, supply, errands, assist shifting, normal meeting, minor dwelling repairs, and a lot extra. Some duties, like ready in line for somebody, don’t even require expertise or {qualifications}.

You get to set your individual hourly charges and also you don’t have to fret about TaskRabbit taking a bit of your earnings, which is admittedly uncommon for an app like this. To enroll, you’ll select a class, choose your space, set your schedule, and confirm your identification. That’s it.

Learn more.


Rover logo


  • Versatile. Like many facet hustle platforms, Rover permits you to resolve once you wish to work and once you don’t, so you’ll be able to simply match gigs into your way of life.
  • Set your individual charges. Rover permits you to select your individual hourly price or fastened price for each kind of service you present.
  • All the time hiring. In contrast to different facet hustle platforms for in-person companies, Rover is all the time accepting new sitters.


  • Service charges. Rover takes 20% of all of your earnings excluding suggestions.
  • Utility payment. You’ll pay $35 for Rover to evaluation your profile

The way you receives a commission: Whether or not you earn cash hourly or flat price is dependent upon the kind of gigs you do. Jobs like home sitting and day care are charged hourly whereas drop-in visits and canine walks are charged per gig. You select your charges for all companies. Rover processes funds by means of Stripe and your funds will seem in your Rover Stability inside two days of a accomplished job.

Love canines and/or cats and likewise earning money? Rover is perhaps the proper facet hustle app for you. This area of interest platform is solely for offering folks with pet care companies together with canine strolling, boarding, home sitting and drop-ins, and day care. And never solely do you get to select your schedule, however you may also set pet preferences (e.g. no huge canines, cats, puppies, and many others.). Rover is like Upwork or Fiverr. You create a profile, inform folks about your self, and set your charges.

Since you’re speaking about folks’s pets right here, take into account that evaluations actually matter. In the event you do one thing to upset certainly one of your purchasers, they will let everybody else know and this will carry your general success rating down, hurting your possibilities of touchdown future gigs.

Learn more.

Resale Apps

If you’ve obtained stuff to do away with, it may be tempting to only toss it within the trash or pawn it off on a pal or member of the family. However you’ll be able to typically make extra cash utilizing apps meant for secondhand promoting. When you have numerous undesirable gadgets mendacity round, set up certainly one of these.

OfferUp is a money-making app for promoting absolutely anything, Decluttr is particularly for tech you are able to do away with, and Poshmark is principally secondhand fashion-focused.


OfferUp logo


  • No itemizing charges. There aren’t any charges to listing gadgets or create an OfferUp account. You’ll be able to optionally improve to the Promote Plus plan, however this actually isn’t obligatory.
  • Fingers off. After itemizing an merchandise, you’ll simply sit again and look ahead to the provides to come back in. You don’t have to do the rest until you resolve to supply transport. 
  • Greater than promoting. OfferUp has expanded to be rather more than a peer-to-peer market. There’s additionally a job itemizing platform throughout the app for open positions.


  • Service payment. You’ll pay a 12.9% service payment once you promote one thing on OfferUp, which is comparatively low however nonetheless a good chunk of your earnings.
  • Restricted vary. OfferUp native listings can be found in each state, however not each metropolis or city. You won’t be capable of discover folks close to you until you broaden your space.

The way you receives a commission: If promoting domestically, you’ll be paid immediately by the purchaser utilizing your fee technique of selection, like money, PayPal, Venmo, and many others. In the event you ship, you’ll be paid by way of direct deposit.

Social media may do the trick once you’ve obtained one thing you wish to do away with and also you wish to make a buck, however apps like OfferUp are safer and extra dependable general. OfferUp is a peer-to-peer market that permits you to promote your undesirable gadgets to folks in your space for no matter worth you set. You can too decide to ship gadgets throughout the nation and OfferUp will create the labels for you. Relying on what you’re promoting, you’ll be able to earn much more.

In contrast to different promoting marketplaces like Fb Market, OfferUp really verifies folks’s identities to assist filter out bots and scammers. This makes it much less irritating to make use of and might help velocity up the promoting issues which have obtained to go.

Learn more.


Decluttr logo


  • Free. The Decluttr app is totally free to obtain and use, and prompt valuation is obtainable free for everybody. You additionally received’t pay transport charges to ship your gadgets in.
  • Quick fee. Many customers report receiving their fee. And since there aren’t any auctions, you received’t have to attend for bidding wars to finish.
  • Instantaneous valuation. You’ll get a free prompt valuation for something you’re serious about promoting, so that you’ll know immediately if going by means of Decluttr is price your time.


  • Low payouts. You won’t all the time make as a lot utilizing this app as you may at an area tech retailer or utilizing a market, nevertheless it actually is dependent upon what you promote and when.
  • Restricted choices. Decluttr is explicit about what it’s going to purchase from you. For some kinds of tech, you’ll be able to solely promote sure manufacturers; for others, solely newer variations are accepted.

The way you receives a commission: Decluttr pays customers by direct deposit or PayPal. Most funds are processed on the identical enterprise day as your merchandise efficiently goes by means of a High quality Evaluation, and also you’ll get the funds between one and three enterprise days after that.

In the event you’re a kind of individuals who hangs onto your outdated smartphones and tech for expensive life, Decluttr is the app for you. Decluttr is a platform for promoting your outdated know-how and electronics. You’ll be able to promote telephones, CDs and DVDs, gaming consoles, and extra, even your undesirable books. However as a substitute of being a market like OfferUp, Decluttr is principally a mass purchaser of secondhand tech. It buys from you immediately, refurbishes your merchandise, and resells it by means of the platform. You’ll be able to even receives a commission for broken or defective gadgets.

There are numerous advantages to utilizing this platform together with a Tech Value Promise that ensures you’ll be locked into the primary worth supplied for as much as 28 days and prompt valuation so that you don’t have to attend round. You’ll be able to store or promote by means of Decluttr, or do each.

Learn more.


Poshmark logo


  • Fingers off. You don’t have to do something after itemizing and describing an merchandise till it’s time to ship it off to the customer.
  • Greater than garments. Although geared towards clothes resale, you should utilize Poshmark to promote virtually something together with electronics, dwelling gadgets, pet care gadgets, and extra.
  • No transport charges. Poshmark will ship you a transport label once you promote an merchandise and full a list, paid for by the purchaser. 


  • Service charges. Poshmark takes a fee payment of both $2.95 for gadgets beneath $15 in worth or 20% for gadgets over $15 in worth.
  • Extra time-consuming. To take full benefit of Poshmark’s platform and promote quicker, you’ll wish to be a extremely engaged vendor, sharing listings and posting typically.

The way you receives a commission: After promoting and transport an merchandise, the customer will mark it acquired by means of the app. After that, it is best to obtain fee minus service charges inside three enterprise days.

Poshmark is a social peer-to-peer market for promoting your garments. The Poshmark app is totally free and it doesn’t value something to enroll in an account. This platform is usually for designer, classic, and well-liked types however folks use it for all kinds of manufacturers and gadgets. So long as you’re being trustworthy about what you promote, you’re good.

To change into a vendor on Poshmark, you’ll simply arrange a free profile and begin taking photos of your gadgets. You should utilize Poshmark as a one-and-done gig to do away with that huge pile of garments you don’t want, or you’ll be able to frequently add listings to your store and switch this right into a facet hustle, passive revenue scenario. However in case you go the second route, promotion is essential. The extra followers you’ve gotten, the extra attain.

Learn more.

Financial savings and Money Again Apps

Money again apps that show you how to lower your expenses are just about the definition of “work smarter, not tougher.” These apps supply money again rewards, financial savings, coupons, and extra once you’re purchasing on-line so you’ll be able to pay your self again with each buy.

If you wish to earn money rewards by purchasing, strive Capital One Purchasing, Rakuten, or Ibotta.

Capital One Purchasing

Capital One Shopping logo


  • Free. There are completely no hidden charges to obtain or use the app, making this one of many solely really free money-making apps on the market.
  • Get monetary savings. This app compares provides that can assist you discover the bottom costs for any explicit merchandise.
  • Purchasing Rewards. It’s possible you’ll earn Purchasing Rewards as a proportion of qualifying purchases or as a set price.
  • Accessible to everybody. You do not want a Capital One bank card or checking account to enroll in an account and use this app.


  • Information monitoring. Capital One tracks your spending to create a “Personalised Offers Feed” for you and may ship this information to 3rd events for advertising and marketing functions.
  • Not assured. You received’t all the time lower your expenses with Capital One Purchasing and there might be instances when the perfect deal out there isn’t proven on the app. That is partially attributable to the truth that Capital One recommends its companions.

The way you receives a commission: Many of the “pay” for this app is within the type of financial savings or a refund. Capital One Purchasing might offer you Purchasing Rewards for qualifying purchases made by means of the platform, which might be redeemed for present playing cards. You’ll additionally “earn money” by spending much less and saving extra.

In the event you love to buy, you’ll love Capital One Shopping. That is an app and browser extension that searches out there reductions and promotions once you’re purchasing and may additionally reward you. For instance, in case you’ve obtained your eye on a Shark vacuum and you employ the app, you possibly can save 20% on eligible merchandise and get 3.5% again in Purchasing Rewards. 

With this app, you’ll be able to seek for any model or product and robotically apply out there coupons/promo codes to your purchases. Capital One Purchasing will do all the comparability purchasing so that you can suggest the perfect retailer for no matter you are on the lookout for. Purchasing Rewards, in case you get them, might be redeemed for present playing cards. Subsequent time you are on-line purchasing, ensure you’re doing it the fitting approach.

Learn more.


Rakuten logo


  • Free. Rakuten doesn’t value a penny to make use of. It earns a fee when members use offers and hyperlinks.
  • Get monetary savings. Browse coupons out of your favourite shops to save lots of on the ultimate worth or make the most of provides like free transport; purchase one, get one offers; and many others.
  • Money again. Earn money again once you store at collaborating retailers and activate out there provides.
  • In retailer and on-line. Works when purchasing on-line or in retailer.


  • Information monitoring. Rakuten will monitor and retailer your spending habits to customise your advertising and marketing expertise.
  • Sluggish payouts. This app solely makes money again funds each three months.

The way you receives a commission: Rakuten pays money again on a quarterly foundation and you may select to obtain your fee within the type of a PayPal switch or paper verify.

Rakuten is a free app and browser extension that finds financial savings for on-line purchases. It’s lots like Capital One Purchasing, besides Rakuten provides extra rewards whereas Capital One Purchasing provides extra coupons. You can too use Rakuten when purchasing in particular person by utilizing the app to hyperlink out there provides, however Capital One Purchasing is extra automated.

There are over 3,500 collaborating shops within the Rakuten app, and this covers almost each class of retailers and companies. You’ll earn money again on virtually any coupon however it’s possible you’ll want to make use of a code or go to a distinct web site to activate a coupon. Total, Rakuten is a superb selection for incomes money again and on a regular basis saving.

Learn more.


Ibotta logo


  • Money again. Store from a wide range of unique provides solely out there to Ibotta customers at huge manufacturers.
  • On-line or in-store. You’ll be able to earn money again whether or not you’re utilizing your cellphone to buy on-line or making purchases in particular person so long as you’re signed into the app.


  • Activate provides. You must manually activate provides.
  • Restricted manufacturers. In comparison with comparable companies, Ibotta’s listing of companions is brief, so you could have a tougher time discovering provides for the shops you want.

The way you receives a commission: You’ll be able to withdraw your money again earnings by transferring them to a linked PayPal account. Transfers are virtually prompt and you may provoke them at any time.

Some of the well-known money again apps within the recreation, Ibotta is well-liked with individuals who can’t say no to an excellent deal. It’s an app and browser extension that features unique provides from greater than 1,500 manufacturers that can assist you save and money again that can assist you earn.

Like Capital One Purchasing and Rakuten, Ibotta permits you to browse by model to seek out offers you is perhaps serious about. A proposal is perhaps for a reduction, money again, or each. In the event you discover one you want, simply activate it when purchasing on-line and full the acquisition. If purchasing in particular person, activate the supply and scan the receipt once you’re finished. 

Learn more.

Gaming and Survey Apps

You do not have to be a world-famous streamer to earn money enjoying video games.

Swagbucks, Survey Junkie, and MyPoints are the perfect money-making apps for individuals who wish to earn cash with video games and different boredom-crushing actions.


Swagbucks logo


  • Low cashouts. In the event you’re strapped for money, you’ll be able to withdraw as little as $1 out of your Swagbucks account at a time or buy a present card. And there’s no ready interval.
  • A number of methods to earn. There are numerous methods to earn money with Swagbucks, together with surveys, movies, and extra.
  • Free. You received’t pay any charges to enroll in and use Swagbucks.


  • Time-consuming. It will probably take numerous time to earn rewards.
  • It’s possible you’ll not qualify. Surveys, which have the very best payouts, have sure standards it is advisable meet and also you will not be eligible (or know forward of time if you’ll or received’t be).

The way you receives a commission: You’ll be able to money out your Swagbucks as a PayPal switch or use them to buy present playing cards at qualifying retailers. Whereas present playing cards have minimal cashout necessities, you’ll be able to switch to PayPal with simply $1.

Swagbucks is an app that’ll pay you for doing virtually nothing. In the event you’re killing time in your cellphone, you could possibly earn money by watching movies, purchasing on-line, downloading sure apps, taking surveys, and extra. It’s as much as you ways you earn and the way a lot time you spend doing it. Generally, you’ll be able to even do actions within the background.

When you will not get wealthy with Swagbucks, you could possibly make a couple of dollars. You’ll be able to qualify so long as you’re a minimum of 13 years outdated and begin utilizing the app instantly.

Learn more.

Survey Junkie

Survey Junkie logo


  • Simple. Surveys often take round quarter-hour to finish and require little or no effort.
  • Free. You received’t should pay to arrange an account and Survey Junkie received’t take a portion of your earnings.
  • Versatile. You’re taking the surveys you wish to take once you wish to take them.


  • It’s possible you’ll not qualify. Not all surveys might be out there to you as some require you to satisfy sure standards to be eligible.
  • Information sharing. Clearly, surveys you’re taking might comprise private info, and this might be shared with third events which can be within the information. You do have management over what and the way a lot you share although.

The way you receives a commission: You’ll be able to money out your factors for e-Giftcards or switch them to your PayPal account as money. You must have a minimum of $5 in rewards to money out or 1,000 factors.

Survey Junkie is, as you’ve in all probability already guessed, a survey app that pays you to reply questions. You’ll take surveys as a part of market analysis carried out by DISCQO, a platform that compiles details about buyer experiences for companies.

In the event you like sharing your opinion about corporations and merchandise, this might be a enjoyable and rewarding option to go time. Taking surveys isn’t actually going to be a supply of passive revenue, if that’s what you’re on the lookout for, however in case you take a handful a day you may be capable of cushion your funds a bit every week. You must be 18 or older and confirm your identification to affix.

Learn more.


MyPoints logo


  • A number of methods to earn. With MyPoints, you’ll be able to earn factors by taking surveys, enjoying video games, purchasing, and extra.
  • Invites. MyPoints will invite you to new surveys you may qualify for therefore you don’t should waste your time making an attempt to take ones you’re not eligible for.
  • Each day offers. Test in day by day to see particular offers that may earn you extra factors.
  • Free. MyPoints doesn’t value something to make use of.


  • It’s possible you’ll not qualify. You may get an error message when making an attempt to take surveys in case you aren’t eligible.
  • Information sharing. MyPoints will hand over your survey responses and a few of your private info to companies and companies who can use it.

The way you receives a commission: You’ll be able to redeem factors in $5 increments for present playing cards at 70 retailers, money them out to your PayPal or Venmo account, and even switch them to your United MileagePlus account to make use of them as journey rewards.

MyPoints is a free service the place you’ll be able to earn rewards by watching movies, enjoying video games, scanning receipts, finishing surveys, and even studying the spam emails you sometimes keep away from. And sometimes, you get a money reward only for signing up with MyPoints. There are a lot of methods to earn and typically provides include further advantages like free merchandise to check.

In the event you’d quite earn money shopping for issues, MyPoints additionally companions with retailers so you’ll be able to earn factors on purchases when purchasing by means of the portal. Total, it’s an excellent app to have in your cellphone whether or not you wish to earn cash, save, or each.

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Health Apps

Sweatcoin and Evidation are the perfect money-making apps for individuals who already train and wish to earn additional money whereas doing it, however this may also be a good suggestion for assembly your health targets.


Sweatcoin logo


  • Free. The usual model of Sweatcoin prices nothing to make use of and the app is free.
  • Information privateness. Sweatcoin received’t promote any of your information and all your private info might be stored fully personal.


  • Restricted redemption. Gives are sometimes for reductions at explicit retailers and you may’t simply redeem your tokens for money. It’s possible you’ll have to pay transport and dealing with.
  • Energy intensive: You will have to have this app run in your cellphone within the background.
  • Tokens solely. There aren’t any choices for incomes money immediately.

The way you receives a commission: 1,000 steps are equal to 0.95 Sweatcoins, that are added to your Sweat Pockets. You should utilize these to redeem a whole lot of various retail provides or donate to charities. To money out, you will have to commerce or promote your cash.

Do you employ a health tracker? Obtain and join Sweatcoin to show your steps into rewards. You’ll be able to earn Sweatcoins, a digital token, with each step and redeem them for purchases or charitable donations. Though you will not get a ton of rewards, Sweatcoin lets you earn within the background by sharing info from actions you’re already doing. It’s a gamified health app to maximise your train whereas incomes cash.

The extra targets you attain and steps you’re taking, the extra Sweatcoins you’ll earn. You’ll be able to convert Sweatcoins into SWEAT, a digital forex, if you wish to spend money on crypto.

Learn more.


Evidation logo


  • A number of methods to earn. Earn factors for extra than simply exercising with surveys, analysis, and extra.
  • A number of methods to redeem. Redeem your factors for money or charitable donations.
  • Information privateness. Evidation offers you full management over who can see your information and precisely what they will see.


  • Requires different apps. You’ll have to produce other health apps put in to make the most of Evidation.
  • Handbook syncing. You could have to manually sync your different apps with Evidation to trace exercise and do that day by day.

The way you receives a commission: You’ll earn $10 for each 10,000 factors added to your account. In the event you’re feeling charitable, you’ll be able to as a substitute donate your earnings. In any other case, you’ll be able to redeem for a present card or money out as a PayPal switch or pre-paid Visa card.

Evidation is a health and wellness app that rewards you for a wide range of wholesome actions. You may get factors for exercising, strolling, sleeping, weighing your self, logging your consuming, and extra by linking your monitoring apps with this one to import your on a regular basis exercise. Evidation incentivizes you to satisfy your targets with nudges, updates, and rewards.

Whereas different health apps are targeted on how a lot you train, Evidation provides different methods to earn that aren’t nearly your motion. There are additionally surveys you’ll be able to take and analysis research you’ll be able to take part in for additional factors, in case you qualify.

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How To Select the Proper Cash-Making App for You

So which of those apps do you have to begin with? Right here’s find out how to slender them down.

Time Dedication

You’re not going to decide on a time-consuming app for earning money in case you’re already exhausted on a regular basis out of your present job. In the event you solely have a couple of minutes to spare at a time, strive a passive revenue or promoting app. However in case you do have some additional time to spend, strive a facet hustle app or health app.

As a rule, you’ll make more cash the extra effort and time you set into these apps.


Whereas most of those money-making apps are free to make use of, some have in-app purchases or paid plans. In the event you’re residing paycheck to paycheck, an app that requires you to pay a subscription payment won’t be the fitting selection for you proper now. Simply take into account that the really fee-free apps additionally have a tendency to supply the bottom payouts.

Redemption Choices

Many apps for earning money have restricted redemption choices as a result of they’re partnered with explicit fee platforms (say that 5 instances quick). For instance, a number of of those solely allow you to use PayPal to switch cash. And whereas some apps allow you to money out as quickly as you’ve gotten any earnings, others solely pay out month-to-month or quarterly.

Test into not solely how typically you receives a commission but additionally how. And if a separate fee switch app is required, resolve if that is price it.

App Usability

Lastly, a money-making app is barely helpful if it’s really usable. Learn a handful of buyer evaluations within the Google Play retailer or IOS App Retailer to provide your self a greater concept of what to anticipate by way of performance, reliability, and the general consumer expertise.

Individuals are typically fairly trustworthy once they’re sad with a product, so it is best to be capable of get the knowledge you want with out doing a lot analysis.

Backside Line

Cash-making apps won’t bump you into the following tax bracket, however they might help you earn somewhat additional money on the facet you can flip into financial savings, make investments, or use as spending cash. The perfect half is there are such a lot of completely different sorts of those apps on the market that you simply’re certain to seek out a minimum of one which works for you.

Whether or not you’ve obtained an hour to spare or a minute, give your checking account a lift with these 19 money-making apps.

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