New child? You might have new protection choices

Printed on July 14, 2022

Congratulations in your new child! The way you’ll get protection in your child will depend on your present insurance coverage standing.

Table of Contents

If you happen to don’t have medical insurance:

Having a child qualifies you for a . This implies you may enroll in or change 2022 Market protection. While you enroll within the new plan, your protection can begin the day your child was born.

Apply inside 60 days after your child’s beginning. Your plan can cowl you, your child, and some other family members.

It’s vital to have entry to well being care companies for each new mother and father and child. With Market protection, you will get preventive advantages, like well-baby visits.

Study extra about Particular Enrollment Durations and the best way to apply.

In case you have a Market plan:

You possibly can preserve your present plan and add your child to your protection.

Replace your Market utility inside 60 days of your child’s beginning. Your protection choices and financial savings might change.

You possibly can create a separate enrollment group in your child and enroll them in any plan for the remainder of the 12 months since having a child qualifies you for a Particular Enrollment Interval. (You possibly can’t change plans, however you may choose any plan obtainable to your child.)

In case you have Medicaid or the Kids’s Well being Insurance coverage Program (CHIP) protection:

In case you have Medicaid whenever you give beginning, your child is mechanically enrolled in Medicaid protection, they usually’ll stay eligible for at the least a 12 months.